new years sparkler

New Year, New Process

Here we are in a brand new year. The holiday season is over, and it’s back to the old grind. But it doesn’t have to be the “old grind.” Why not do something better this year? People often refer to these goals as their New Year’s Resolution–a goal that is to be focused on and …

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Your Own Desert Island

Consider this scenario: you’re flying over the Pacific Ocean on the way to Hawaii. You’re reading Robinson Crusoe in peace when suddenly the plane starts to plummet! BOOM! You crash land onto an island. It is covered in bamboo and various caverns. You are the only survivor. After looking through everyone’s luggage, you find a …

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rollercoaster safety hustle

3… 2… 1… Fly!

You will never get rich working for someone else. John Paul Getty Social media is running rampant with new entrepreneurs and hustle bros. Everywhere you look it’s flipping products, affiliate marketing, and e-book publishing. Side hustles are taking over the personal finance community. I’m not saying that any of these are bad. Hell, this blog …

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abandon all hope

Abandon All Hope

The stock market recently has been riding on hopes. In 2019, it was hopes of a trade deal. In July, hopes of a second stimulus. Hopes of a vaccine are driving the market in November. Generally, this is a good aspect of the stock market. After all, you buy a stock for its future returns. …

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young funny african american woman greater fool

Are You the Greater Fool?

There’s a hypothesis in investing called the Greater Fool Theory. According to this theory, it is possible to make money on an investment as long as there is someone willing to pay more than you (i.e. the greater fool). It doesn’t matter if the investment is overvalued or not. As long as there is a …

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pay off debt

Don’t Pay Off All of Your Debt

Every TikTok financial guru and #MoneyTwitter account will give you the same advice. Max out your 401k contributions, skip the Starbucks in the morning, do 100 pushups when you wake up, and pay off your debt to reach financial independence. This may work for some people, but it’s far from gospel. Here’s an interesting fact: …

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