He’s the best investor in the world–and a pretty good ukulele player. From 1965 – 2019, his company, Berkshire Hathaway, averaged a 20.3% yearly return. The S&P 500, by comparison, averaged a 10% yearly return for the same period. He’s been beating the market for over 60 years, and lucky for us, he’s been very …
On your journey to financial independence, there will be some hurdles to clear. As you know (I hope), the path to financial independence starts with making your income greater than your expenses. If you are not satisfied with how quickly you are accumulating wealth, there are two ways to improve this: spending less and earning …
We’ve hit some rough times in the last few months. The world is faced with difficult and unprecedented decisions every day. Unemployment rates are higher than ever, public unrest is driving emotions, and human health is at risk. Many personal finance gurus have paused or discontinued posting during these rough times, as well. They’ve pushed …
Out of the hundreds, maybe thousands, of articles about credit scores, I’d bet that 70% or more are about increasing your credit score. Everyone has the magic formula for raising your FICO number, but fail to realize one fundamental aspect: most of the time, your credit score doesn’t even matter. People hope and they pray …
What is going on in the stock market right now? Just like your wedding night, there’s plenty of ups and downs. It seems like every day there’s a new all-time record followed swiftly by a big drop. Unlike your wedding night, it seems like this is going to last a while. When you rely on …
It’s a crazy world out there. Explosions, riots, and heated political battles pave the way for a lot of stress and discomfort. No matter how crazy the world gets, there’s always one thing you can do to make yourself happier: stop worrying about people, and focus on what you can control. “Yesterday I was clever, …